Credit Score Assessment Startup Raising Funds In Mysore
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About Business
Business Journey:
The company was founded as a bootstrapped company with a mission to help individuals and businesses understand and improve their credit scores. With a growing user base of 10,000+ users, the platform has steadily gained traction. It has been built with a customer-centric approach, providing transparent and actionable insights into credit health. They have developed an application with subscription plans ranging from INR 99 to INR 499.
Products/Services:
1. Credit Score Tracking: Provides real-time access to credit scores and reports.
2. Credit Improvement Insights: Personalized recommendations to improve credit scores.
3. Debt Management Solutions: Helps users manage existing debts efficiently.
4. Financial Education: Guides users with blogs, tools, and expert advice on financial well-being.
5. B2B Credit Analytics: Enables businesses to assess customer creditworthiness and manage risks.
6. Loan & Credit Card Offers: Partnering with financial institutions to offer tailored financial products.
Unique Selling Proposition (USP):
Comprehensive Credit Insights: More than just a score, the company provides actionable insights to improve credit health.
Personalized AI-Driven Recommendations: Uses AI to analyze credit behavior and provide tailored solutions.
B2B & B2C Model: Serves both individual users and businesses, creating multiple revenue streams.
User-Centric Approach: Focuses on financial literacy and empowering users with knowledge.
Data Security & Privacy: Ensures high-level encryption and compliance with financial data regulations.
Future Scope & Growth Potential:
Expansion into Financial Advisory: Offering financial planning services to users.
AI-Powered Credit Score Simulator: Helping users predict how financial decisions impact credit scores.
Integration with Loan Providers: Seamless loan application process with pre-approved offers.
Partnerships with NBFCs & Banks: Strengthening B2B collaborations for better lending solutions.
Global Expansion: Entering international markets with localized credit score insights.
Clientele type
Types of Clients & Industries the company serves:
1. Individual Consumers (B2C):
Salaried professionals
Self-employed individuals
Students & young professionals
First-time credit users
Individuals looking to improve credit scores
People managing multiple loans and credit cards
2. Businesses & Financial Institutions (B2B):
Banks & NBFCs: For credit assessment and pre-approved loan offers
FinTech Companies: To enhance their credit evaluation processes
Loan Aggregators & DSAs: To identify high-creditworthy customers
Credit Counseling Firms: To assist clients in improving creditworthiness
Debt Management Companies: To help users restructure and settle debts
Insurance Providers: To assess credit risk for policy underwriting
3. Other Industries That Benefit from Credit Scoring:
E-commerce & BNPL (Buy Now Pay Later) Companies: For assessing customer repayment ability
Real Estate & Housing Finance: To evaluate loan eligibility for property buyers
Automobile Dealerships & Auto Financing: For car loan approvals
Gig Economy Platforms (Freelancers, Small Businesses): To assess loan and credit access for independent workers
Utilities & Telecom Providers: For postpaid billing and credit-based services verification
Premises
LEASED
Lease per month (in INR): 10.00 K
Security Deposit (in INR): 50.00 K
Carpet Area: 600 sq ft
The office is situated near Ballal Circle, Mysore, with three cabins.
Asking Price Includes
The terms of the transaction will be discussed with the potential investors.
Asking Price
INR 10.00 L
Minimum ticket size
INR 5.00 L
Reason
The owner is looking to raise funds to scale digital marketing efforts, enhance its product offerings, and expand its market presence.
More Details
Management & Team:
The owner is an entrepreneur based in Bangalore, with a strong background in fintech and credit analytics. As a bootstrapped company, the company has been built with a dedicated team of professionals focused on financial technology, data analytics, and customer experience.
The core team includes:
Founder & CEO
Tech & Product Individual
Marketing & Growth Individual
Financial Analyst & Advisor
Customer Support & Operation Individual
Achievements
10,000+ Users: Successfully serving individuals and businesses with credit insights.
Bootstrapped & Profitable: Achieved steady growth without external funding.
Recognized in Fintech Circles: Featured in industry discussions and financial literacy initiatives.
Strategic B2B Collaborations: Partnering with NBFCs, loan aggregators, and financial service providers.
User Trust & Engagement: High retention rates and positive user feedback for personalized credit insights.
Keywords
Business Tags
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